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Jeff's Blog 
Fair Debt Collection Practices Act for Pennsylvania Consumers
Fair Credit Reporting Act for Consumers Rights
General
News
More tips to fight aggressive debt collectors...
Posted on 4/28/2010
Payday loan debt collection scams!...
Posted on 4/8/2010
The FTC Swings and Hits another Collector Hard....
Posted on 4/8/2010
Pennsylvanians - Happy Financial Eduation Month!...
Posted on 4/5/2010
A "how to" video on fixing your defaulted student loan and your credit...
Posted on 3/18/2010
Library
Fair Debt Collection Practices Act for Pennsylvania Consumers
- FDCPA Lawsuit against Target and local Pittsburgh debt collection lawfirm for filing a lawsuit and attempting to collect a debt that was never owed.
- New Supreme Court decision will not allow debt collectors to use mistakes in interpretations of law to defend themselves in litigation.
- The GAO's Report on Reforming the FDCPA
- The GAO is requesting changes within the FDCPA, these changes are going to Congress. See how these changes will help protect consumers even more!
Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...
- Fair Credit Report Act - Workshop to Help Pennsylvania Consumers Understand and Dispute Information on Their Credit Reports!
- Facts for Pittsburgh Consumers About Your Credit Report
Fair Credit Reporting Act for Consumers Rights
- According to the Fair Credit Reporting Act (FCRA) there is a time limit that a negative entry can remain on your credit history.
- Debt Reduction Defendant Settles FTC Charges
- 5 Ways to DESTROY your credit score
- How Does the Fair Credit Reporting Act Affect You and Your Credit Score?
Government Student Loan Rehabilitation
- Wouldn't it be awesome if the government bailed out Americans' student loan debts?
- 5 Common Roadblocks and Solutions when Dealing with repayment under the Student Loan Rehabilitation Program
- Pennsylvania consumer guide for student loan rehabilitation after loans are in default
General
- Attorney Jeff Suher's sums up the meaning of the FCRA and how the FDCPA work together in a brief article.
- Complaint against the National Arbitration Form
- Pennsylvania Operation Short Change
- Read About New Consumer Protections Under the Credit Card Reform
- Debt Collectors are Creating New Tactics to Scare and Embarass Debtors
Fair Debt Collection Practices Act for Pennsylvania Consumers
FDCPA violations for contacting neighbors and relatives
A debt collector discloses to a third party (a neighbor or relative) that you have a debt. This is a violation of the Fair Debt Collection Practices Act (FDCPA). A collector, by law, is NOT allowed to do this.A debt collector IS allowed to make one reasonable phone call to a neighbor or a relative in an attempt to locate you by confirming or correcting location information. However, the debt collector is not supposed to disclose any information about the debt that you owe. The debt collector is also not supposed to ask a third party to “pass a message on to you”.
Once the debt collector contacts the third party in an attempt to confirm or correct your location information, they must stop. The debt collector is NOT allowed to contact the third party more than once UNLESS requested to do so.
You may have the right to sue if the debt collector discloses your debt information to any third party.
Videos
Fair Debt Collection Practices Act for Pennsylvania Consumers:
- Pittsburgh Attorney, Jeff Suher helps consumers fight Debt Collectors and their abusive and harassing ways.
- Consumer Attorney, Jeff Suher interviewed on Channel 11 News about debt collection in Pittsburgh
- A Consumer sues a Debt Collector and Wins, Attorney Jeff Suher in Pittsburgh can help you do the same!
General:
FAQ
Fair Debt Collection Practices Act for Pennsylvania Consumers
- I'm being harassed by a debt collector outside the state of Pennsylvania. Where can I find an attorney?
- I just received a debt collection letter. What should I do?
- Under the FDCPA, it states that a debt collector cannot disclose a debt to a third party. Who is considered a third party?
Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...
- There is an account on my credit report that does not belong to me, what do I do?
- Where do I really obtain a free copy of my credit report?
Fair Credit Reporting Act for Consumers Rights
Government Student Loan Rehabilitation
- What is the difference between student loan delinquency and student loan default?
- Under the FFEL, what options do I have for repayment relief once my loans are considered in default?
- How can I tell if my student loan is a government student loan?
General
- What is the National Arbitration Forum?
- Can I negotiate a payment or the settlement of a debt with the debt collector?
- Can a debt collector take me to Court?
