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It is believed that a debt collection company has a segment in its training program wherein employees are trained to use false names, to raise their voices, and to totally disregard the FDCPA.
Here are a few tactics encouraged in this training program:
- threaten to lien somone’s property;
- garnish wages;
- pretend to be calling from a “legal department” or clerk’s office”;
- to stop legal action, you “must” give me your banking information;
- to make up “case numbers” for non-existent lawsuits;
- to harass, make fun off, and beat down consumers until they pay.
All of the above strategies were used by this debt collector on a Pennsylvania consumer, in order to try and collect money that she was in fact disputing. Read more about this lawsuit
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