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Jeff's Blog 
General
News
Pennsylvanians - Happy Financial Eduation Month!...
Posted on 4/5/2010
Student Loans are the New Indentured Servitude...
Posted on 10/12/2009
Largest U.S. Bank throws Arbitration Out the Door...
Posted on 8/14/2009
National Arbitration Forum works against Consumers, NOT for the consumers...
Posted on 7/15/2009
Senator Chris Dodd: Credit Crisis...
Posted on 5/20/2009
Library
General
- Attorney Jeff Suher's sums up the meaning of the FCRA and how the FDCPA work together in a brief article.
- Complaint against the National Arbitration Form
- Pennsylvania Operation Short Change
- Read About New Consumer Protections Under the Credit Card Reform
- Debt Collectors are Creating New Tactics to Scare and Embarass Debtors
General
Credit Card Issuers already finding ways to "Work Around" the System
The credit card reform is set to take effect this coming Monday, February 22, 2010. Unsurprisingly, credit card issuers have already found several ways to get around the reforms.According to the Huffington Post.....
"Last week, somebody showed me a letter from their bank that raised their interest rate from 9.9 percent to 29.9 percent -- not because the person had done anything wrong or failed to pay, just a rate increase -- but then gave a so-called 'rebate' back to 11.9 percent," Warren said. "So now the company can impose its 29.9 percent rate increase anytime it wants because that is the actual rate on the card. In other words, this issuer has just figured out a way to slide slightly over from the rule of the CARD Act and avoid the intent of the rule in order to go back to the practices that Congress has deemed abusive."
Jeff Suher, Pittsburgh Consumer Attorney who specializes in the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
Jeff sues abusive debt collectors and helps consumers that have incorrect information on their credit reports.
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