Jeff's Blog

Debt Collectors who try to collect "Phantom Debts"

According to a local news story published in Baltimore, Maryland,  a woman got a phone call from a debt collector looking for her sister-in-law.  The Debt Collector was alleging she owed a lot of money.  How many times have we heard this line???  

However, the sister-in-law owed nothing.  The debt collector who called her was National Service of Processors, RCI, or RSI, and sometimes goes by the name of Maxine Billings.  This company is based out of Georgia and has received hundreds of complaints.

Numerous complaints involving debt collectors trying to collect “phantom debts”.  A phantom debt, is a debt that never existed.  According to Angie Barnett of the Greater Maryland Better Business Bureau, “They’re scam artists.  They’ll collect this phantom debt, they’ll buy names, contact information and credit information and make what they call phantom debt collection calls.”  That is completely scary!

Remember, if you do not believe that you owe a debt.  Ask questions!!!!  Demand for validation of the debt, protect yourself!

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