Jeff Suher is a Pittsburgh attorney dedicated to protecting consumers against the unfair practices of debt collectors and the lenders and creditors that retain them.  Jeff makes a positive difference in the lives of clients facing collection agencies hounding them for debt related to student loans, mortgage loans, car loans, state and federal taxes, consumer credit cards.  If you are struggling with a collection agency, contact Jeff for legal help today.

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Fair Debt Collection Practices Act for Pennsylvania Consumers

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Maxed Out shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer and the rich getting richer. By turns hilarious and profoundly disturbing, Maxed Out paints a picture of a national nightmare which is all too real for most of us!!

Jeff's Blog

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Fair Debt Collection Practices Act for Pennsylvania Consumers

2/5/2009
Jeff Suher
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Debt Collectors who try to collect "Phantom Debts"

According to a local news story published in Baltimore, Maryland,  a woman got a phone call from a debt collector looking for her sister-in-law.  The Debt Collector was alleging she owed a lot of money.  How many times have we heard this line???  

 

However, the sister-in-law owed nothing.  The debt collector who called her was National Service of Processors, RCI, or RSI, and sometimes goes by the name of Maxine Billings.  This company is based out of Georgia and has received hundreds of complaints.

 

Numerous complaints involving debt collectors trying to collect “phantom debts”.  A phantom debt, is a debt that never existed.  According to Angie Barnett of the Greater Maryland Better Business Bureau, “They’re scam artists.  They’ll collect this phantom debt, they’ll buy names, contact information and credit information and make what they call phantom debt collection calls.”  That is completely scary!

 

Remember, if you do not believe that you owe a debt.  Ask questions!!!!  Demand for validation of the debt, protect yourself!

 




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