Jeff's Blog 
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Jeff Suher represents Pittsburgh consumer whose credit card was stolen by Buffalo Debt Collector
- A Debt Collection Company that "May" Train and Encourage Employees to Violate the FDCPA - sued in Pennsylvania
- What to do if a Debt Collector Sues You.
- A Need to Know Debt Collection Tactic to Harass and Threaten you into paying an Old Debt
- National Action Financial Services, NAFS - Typical debt collection company and numerous consumer complaints!
- What can I do to stop debt collection calls about OLD DEBT
- Harassing Debt Collection Calls from India to the U.S.
- Debt Collection Complaints going UP; what to do if you get a telephone call in Pittsburgh. CLICK HERE TO READ THIS ARTICLE
- 10 Ways to Curb Sleazy Debt Collectors In Pittsburgh
- Haunted and harassed by old debts?
Fair Credit Reporting Act for Consumers Rights
- The only website to obtain all 3 credit reports for free every year
- Jeff Suher to Host Workshop about the Fair Credit Reporting Act
General
- The Tale of a Dead Man Walking....
- Credit Card Companies vs. College Student - Who is responsible for the financial future of college students?
- Does your credit card debt die with you, or can it come back to to haunt those you left behind???
- VIDEO - Outrageous Debt Collection Calls, and how a debt collector becomes "Mr. Mean"
- The Bureau of Collection Recovery Inc. - Calls a Pittsburgh Consumer a deadbeat and a liar!
- Fast Cash - Payday Loans, The Facts
- Tina's Personal Credit Story!
- Credit Card Debt, Read this article for a few tips on how to handle it.
- Debt Collectors are SOOO Sleazy, Watch This Video!
- The Vicious Cycle of Debt Collection: The Universal Default Clause, is it in your Credit Card Agreement?
News
- Debt Collector Accused of Stealing Pittsburgh Customer's Debit Card and Goes on a Shopping Spree!!!!
- Pittsburgh Study: College Students Pile on Credit Card Debt
- Consumer Complaints! What Consumers are the Globe Complaint About the Most!!
- Man sets himself on FIRE after receiving so many debt collection calls
- Indian Call Center Workers Demand Money
- UPDATE: IRS REFUSES TO STOP USING PRIVATE DEBT COLLECTORS
- Debt Collectors on a Rampage, Pittsburgh Attorney Jeff Suher Can Help
- Debt Collectors Pushing to Get Their Day In Court
- Banks vs. Consumers
- IRS Faulted for Lax Identity Theft Protection Efforts
Library
Fair Debt Collection Practices Act for Pennsylvania Consumers
- 10 THINGS DEBT COLLECTORS DO NOT WANT YOU TO KNOW!!
- The Six Taboos of Debt Collectors!
- Consumer Advocate Bud HIbbs' Worst Debt Collector List
- FTC Annual Report Summary of Debt Collection Violations
- RipOff Reports Article: National Enterprise Systems Intimidation at work
- RipOff Report Articles: National Action Financial Services, Inc. (NAFS)
- Debt Collector Accuses Pittsburgh Consumer of Committing a Crime and Threatens Jail Time
- Debt Collector Harasses Pittsburgh Consumer and Threatens Physical Harm
Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...
- Fair Credit Report Act - Workshop to Help Pennsylvania Consumers Understand and Dispute Information on Their Credit Reports!
- Facts for Pittsburgh Consumers About Your Credit Report
Fair Credit Reporting Act for Consumers Rights
- Debt Reduction Defendant Settles FTC Charges
- 5 Ways to DESTROY your credit score
- How Does the Fair Credit Reporting Act Affect You and Your Credit Score?
BLOG
General
- Fast-Cash Predatory Lending - what you need to know
- Prohibited Debt Collection Practices
- Debt Collector Directory
- Games Credit Card Companies Play
- One Month With The Credit Card Companies
- Debt Collection Agencies: Big Money in Bad Debt
- "Rehabilitation:" What Debt Collectors Don't Want You To Know
- JEFF SUHER TO PRESENT SEMINAR ON “MAXED OUT”
- Attend a Free Viewing of the Film MAXED OUT and Win a $250 Gift Certificate
- Tips for Consumers against Credit Card Fraud
What's New
Maxed Out shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer and the rich getting richer. By turns hilarious and profoundly disturbing, Maxed Out paints a picture of a national nightmare which is all too real for most of us!!
Jeff's Blog
Jeff's BlogDoes your credit card debt die with you, or can it come back to to haunt those you left behind???
Does your credit card debt die with you, or can it come back from the grave to haunt those you left behind? There isn’t a straight yes or no answer to this question. There are a number of factors, including where you live while obtaining the credit card.
Who the credit card belonged to is a factor. If there are no other account holders, the debt is yours alone. This could get tricky though, for instance, if there is an authorized user on the account. Usually if there is a mere authorized user (one that can charge, but is not liable for the bill), then he or she would NOT be responsible for the debt after a loved one passes away.
A spouse, child, or other family member cannot just inherit a debt without being a “cardholder”. The estate could also be responsible for paying the debt. If the estate goes through probate, the executor (or administrator) could determine in what order the bills should be paid. The remaining assets would then be distributed to the heirs. If there is not enough money left over, the credit card companies would just have to deal with it and write it off.
The question of who can inherit a debt can get very complicated. Many states allow a house to go to a spouse after the other spouses’ death without letting creditors intervene. Luckily, many states have laws to protect the family home from creditors. However, if you have lost a loved one and are receiving collection calls from debt collectors, call Jeff.
Jeff can help you determine if the debt is valid, if it is within the statute of limitations, and if you would in anyway be held liable for the debt.
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Jeffrey L. Suher, PC
4328 Old William Penn Highway, Suite 2J
Monroeville, PA 15146
Phone: (412) 374-9005
Fax: (412) 374-0799
Videos
General:
FAQs
Fair Debt Collection Practices Act for Pennsylvania Consumers
- What debts are covered?
- Who is a debt collector?
- How may a debt collector contact me?
- Can I stop a debt collector from contacting me?
- What if I'm represented by an attorney?
Fair Credit Reporting Act for Consumers Rights
- What happens if I dispute the debt?
- Can a debt collector take me to Court?
- How long does a delinquent debt stay on your credit report?