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Blog Category:

Fair Debt Collection Practices Act for Pennsylvania Consumers

3/30/2009
Tina M. McElhinny
Comments (0)

FDCPA violations for contacting neighbors and relatives

A debt collector discloses to a third party (a neighbor or relative) that you have a debt.  This is a violation of the Fair Debt Collection Practices Act (FDCPA).  A collector, by law, is NOT allowed to do this. 

A debt collector IS allowed to make one reasonable phone call to a neighbor or a relative in an attempt to locate you by confirming or correcting location information.  However, the debt collector is not supposed to disclose any information about the debt that you owe.  The debt collector is also not supposed to ask a third party to “pass a message on to you”. 

Once the debt collector contacts the third party in an attempt to confirm or correct your location information, they must stop.  The debt collector is NOT allowed to contact the third party more than once UNLESS requested to do so.

You may have the right to sue if the debt collector discloses your debt information to any third party.



Labels: debt collector attempts to locate consumer sue debt collector for disclosing debt to third party violation of the FDCPA


Jeff Suher, Pittsburgh Consumer Attorney who specializes in the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. 

Jeff sues abusive debt collectors and helps consumers that have incorrect information on their credit reports.  


4 Comments to "FDCPA violations for contacting neighbors and relatives"

Good Information blog... Please keep posting
Posted by Lemon Law Help on November 30, 2010 at 07:04 AM
Great Information to read, Please share ur opinions.
Posted by Debt Collection Laws on November 13, 2010 at 02:36 AM
John:

I was looking for any follow- up information to this request. Please let me know if these calls have stopped for you. If you are still receiving calls from Allied Interstate, please call Jeff at 412-374-9005. THANKS.
Posted by Tina McElhinny on August 24, 2009 at 08:48 AM
Hello,

I have been receiving phone calls from Allied Interstate for a Kathleen Eiber. I have explained to them that she does not live here and that you have the wrong number but they keep calling and do not stop no matter what i tell them. They claim that i have been placed as a contact for Kathleen. I have told them that she was a neighbor of mine when i lived in PA and that i have since moved to FL and i do not speak to her. But they continue to call me almost every day up to 7 times a day. What can i do to stop them from calling me? After researching Allied Interstate they have had numerous law suits against them all over the country. If there is a class action suit against them, please add my name to the suit. They are upsetting my daily life from 8am to 9pm. They just don't get it when i tell them that a Kathleen Eiber does not live here. Please let me know what i can do, these people have got to be stopped!!!

Thanking you in advance,

John Hart
Posted by John Hart on June 7, 2009 at 11:15 AM

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