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Fair Debt Collection Practices Act for Pennsylvania Consumers
- Debt collectors will stop at nothing to get paid
- Woman Files Lawsuit for a Debt Collector posting on MySpace!
- FDCPA violations for contacting neighbors and relatives
- Article from Johnstown PA newspaper
- A Debt Collector Can Ease Your Pain, WHAT??????
News
- Debt Threats - Collectors are holding nothing back
- Pittsburgh Consumers and Consumers all over the world fighting back over debt!
- Consumers winning lawsuits against debt collectors not following the FDCPA.
- An Owner of a Debt Collection Company speaks out about how business is booming!
- Pittsburgh Debt Collection Tips: 7 Great Ways to Deal with Zombie Debts!
- Pittsburgh Consumers be on the look out for debt collectors who try and collect "Phantom Debt"
- IRS to review tax collection by debt collectors - They might get rid of it!!!
- Pittsburgh Women Fight Back Against Bad Debt Collectors
- Even Debt Collectors Have Hit Economic Hard Times
- Attention: Consumers In Pittsburgh - Credit Card Companies are Willing to Deal Over Debt
Library
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Debt Collection Violations Guide for Pennsylvania Consumers
- FDCPA violations for contacting third parties
- Pennsylvania Consumers, Be aware of debt collectors that contact you about a debt you don't owe.
- Debt Collector Accuses Pittsburgh Consumer of Committing a Crime and Threatens Jail Time
- Debt Collector Harasses Pittsburgh Consumer and Threatens Physical Harm
- RipOff Reports Article: National Enterprise Systems Intimidation at work
- RipOff Report Articles: National Action Financial Services, Inc. (NAFS)
- FTC Annual Report Summary of Debt Collection Violations
- Consumer Advocate Bud HIbbs' Worst Debt Collector List
- The Six Taboos of Debt Collectors!
What's New
Maxed Out shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer and the rich getting richer. By turns hilarious and profoundly disturbing, Maxed Out paints a picture of a national nightmare which is all too real for most of us!!
Jeff's Blog
Jeff's BlogFair Debt Collection Practices Act for Pennsylvania Consumers
What can I do to stop debt collection calls about OLD DEBT
Are you a Pittsburgh consumer receiving harassing phone calls from debt collectors trying to collect an old debt that is 5, 10, or even 15 years old? Are you wandering what to do with these phone calls? Are you wandering if you should just pay the debt to clear your name?Well, you no longer have to worry or wander about old debt. The only thing you need to know is DON"T PAY THE DEBT COLLECTOR!! Here's why:
* Debt collectors buy very old debt for sometimes less than pennies on the dollar. Collectors are trying to get paid from your old mistakes. Most debt collectors don't get paid unless you pay them!
* In Pennsylvania, there is a statute of limitations for delinquent debt. In most circumstances such as written contracts, oral contracts and promissory notes it is 4 years. This means that a debt collector cannot sue you to get the money after the debt has been in default for more than 4 years.
This also means that the debt collector will be in violation of the FDCPA if it even threatens to take you to court. However, the debt collector is permitted to call and ask you for the money to pay off the debt.
* Also, keep in mind that after 7 years, the debt is no longer listed on your credit report.
Therefore, be smart, check your credit report every year. Start fighting back against abusive debt collectors. If the debt collector tried to repost or lie about the date a debt went delinquent, contact Jeff.
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Jeffrey L. Suher, PC
4328 Old William Penn Highway
Suite 2J
Monroeville, PA 15146
Phone: (412) 374-9005
Fax: (412) 374-0799
Toll Free: 1-800-YES-JEFF
Videos
Fair Debt Collection Practices Act for Pennsylvania Consumers:
- Debt Collection - The Case of "Mistaken Identity" A debt collector calls you about a debt that you don't owe!
- Pittsburgh Attorney, Jeff Suher helps a consumer fight a debt collector who repeatedly harassed them over an old credit card debt
- A Consumer sues a Debt Collector and Wins, Attorney Jeff Suher in Pittsburgh can help you do the same!
FAQs
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Under the FDCPA, it states that a debt collector cannot disclose a debt to a third party. Who is considered a third party?
- Can I tape record my conversations with the debt collector?
- A debt collector keeps harassing me about a debt I do not owe, what can I do?
- Can a debt collector garnish your wages?
- A debt collector contacted me at 9:30 p.m., can they do this?