This "contact Jeff" form is only used for your convenience. This form does not make you a client of our firm. Jeff is licensed only in Pennsylvania. If you need an attorney outside of Pennsylvania, you can find one at National Association of Consumer Advocates. While we'll keep what you tell us private, remember that we can only give specific legal advice once you become a client of the firm. This is done by written agreement only.
Q: There is an account on my credit report that does not belong to me, what do I do?
A: Once you obtain your credit reports and there are accounts that do not belong to you or that you are not obligated to pay, please contact Jeff. Jeff can help you file a dispute the proper way. Once you send a certified dispute to the credit reporting agency with as much information as possible showing or proving that the debt doesn't belong to you - the agency then has about 45 days to respond to your dispute.
The agency is supposed to investigate the account and either verify it or delete the same.
Again, please contact Jeff for more information on filing disputes.