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Fair Credit Reporting Act for Consumers Rights
- Bad Entries on your Credit Will Eventually Fall Off
- The only website to obtain all 3 credit reports for free every year
- Jeff Suher to Host Workshop about the Fair Credit Reporting Act
News
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Fair Credit Reporting Act for Consumers Rights
- According to the Fair Credit Reporting Act (FCRA) there is a time limit that a negative entry can remain on your credit history.
- Debt Reduction Defendant Settles FTC Charges
- 5 Ways to DESTROY your credit score
- How Does the Fair Credit Reporting Act Affect You and Your Credit Score?
What's New
Maxed Out shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer and the rich getting richer. By turns hilarious and profoundly disturbing, Maxed Out paints a picture of a national nightmare which is all too real for most of us!!
Q: What happens if I dispute the debt?
A: By disputing a debt in writing within the 30-day validation period, the debt collector cannot continue to collect on the debt until they send you (or your attorney, if you are represented) proof of the debt or a copy of the judgment.
After disputing the debt, wait approximately 35 days. Go to annualcreditreport.com and obtain BY MAIL OR PHONE a copy of your credit report from each of the three major bureaus (TransUnion, Equifax, Experian). You are entitled to one free report per year from each bureau. If you order your report online, you may be giving up your right to a jury trial. See if the debt is (a) listed and (b) described as disputed.
Jeffrey L. Suher, PC
4328 Old William Penn Highway
Suite 2J
Monroeville, PA 15146
Phone: (412) 374-9005
Fax: (412) 374-0799
Toll Free: 1-800-YES-JEFF
