/****************************** Main CSS ******************************/
table, tr, td, div, img, form, object, embed, h1, h2, h3, h4, h5, h6, h7, h8, p, ul, ol, li, cite, a, blockquote{
	border-width: 0;
	margin: 0;
	padding: 0;
}

ul{list-style:none;}

body { 
   	background:#f0f0f0 url(../images/page_bg.gif) 0 0 repeat-x;
	font-family:Verdana, Geneva, sans-serif;
	font-size: 14px;
	color:#2b5079;
	text-align:center;
	margin: 0;
	padding: 0;
}

a{
color:#2b5079;
text-decoration:underline;
}

a:hover{text-decoration:none;}

.invisible{display:none;}

.clear{clear:both;}

#page_container{
    width: 980px;
	margin:0 auto;
	background:url(../images/headerbg.gif) 0 0 no-repeat;
	text-align:left;
}

/****************************** utility links ******************************/
.utilbar{
list-style-type: none;
color:#000;
text-align:right;
font-size:11px;
height:26px;
font-family:Arial, Helvetica, sans-serif;
}

.utilbar ul{padding:5px 0 0 0;}

.utilbar li{display: inline;}

.utilbar li a{
color:#333;
padding:0 5px;
text-decoration: none;
}

.utilbar li a:hover{text-decoration:underline;}
/****************************** top navigation ******************************/
.navholder{
height:47px;
clear:both;
background:url(../images/nav_bg.gif) 0 0 repeat-x;
}

.navholder li{
float:left;
display:block;
}

.navholder li a {
font-size:13px;
padding:2px;
color:#fff;
font-weight:bold;
display:block;
float:left;
text-transform:uppercase;
font-family:"Arial Narrow", Arial, Helvetica, sans-serif;
text-decoration:none;
border-right:1px solid #fff;
}
.navholder li a span{
display:block;
float:left;
padding:12px 7px 10px 7px;	
border-top:4px solid #f8de3b;
}

.navholder li a span:hover{
text-decoration:none;
border-top:4px solid #355d8b;
color:#f8de3b;
background:url(../images/navbg_hover.gif) 0 0 repeat-x;
}
.navholder li.last a{border-right:0;}

/****************************** drop down menu ******************************/
table.subnav { }
table.subnav td { white-space: nowrap; border-top: 1px solid #fff;  }
table.subnav td a { display: block; padding: 6px 10px 6px 8px; color: #facf3f; background:url(../images/nav_bg.gif) 0 0 repeat-x; font-weight:bold; text-decoration: none; font-family:Verdana, Geneva, sans-serif; font-size: 10px;}
table.subnav td a:hover {color: #fff; text-decoration: none; background:url(../images/navbg_hover.gif) 0 0 repeat-x;}

#debtcolnav, #creditnav{
position:absolute;
top:365px;
margin-left: 51px;
*margin-left:-930px;
z-index:1000;
visibility:hidden;
text-align:left;
}

#creditnav{
margin-left: 203px;
*margin-left:-776px;
}

/****************************** header with video, contact form ******************************/
#interactive_header{
clear:both;
height:292px;
width:980px;
text-align:left;
}

/****************************** video ******************************/
#videomc{
background:url(../images/videostatic.jpg) 0px 0px no-repeat;
width:512px;
float:left;
height:288px;
}

#videomc #page, #videomc #page a#player{
height:288px;
width:512px;
}
#player{margin:0px !important;}
#videomc #playlist_wrap {display:none;}
#videomc div.player{padding:0 !important;}
#videomc #page, #videomc a.player{
padding:0;
margin:0;
}

/****************************** call to action  - home ******************************/
.callout{
background:url(../images/iamherebecause.gif) 0 20px no-repeat;
color:#fff;
width:440px;
float:right;
padding-top:125px;
}

.callout a{
display:block;
margin-top:7px;
width:377px;
font-size:17px;
color:#036;
font-weight:bold;
font-family:Arial, Helvetica, sans-serif;
text-decoration:none;
padding:12px 0 11px 20px;
background: url(../images/btn.gif) 0 0 no-repeat;
}

.callout a:hover{background:url(../images/btn_hover.gif) 0 0 no-repeat;}

/****************************** contactform header ******************************/
.contactmini{
background:url(../images/startnow.gif) 0 0px no-repeat;
width:410px;
float:right;
font-size:14px;
margin-top:20px;
padding:60px 15px 5px 0px;
}

.contactmini form{padding-top:14px; float:left;}

.contactmini input, .contactmini textarea{
border:1px solid #3b6596;
-moz-border-radius: 0px;
-webkit-border-radius: 0px;
color:#999;
font-size:12px;
width:186px;
padding:4px 5px 0 5px;
height:20px;
font-family:Arial, Helvetica, sans-serif;
margin:0 5px 10px 0;
}
.contactmini input.shortfield{ width:82px;}
.contactmini textarea{height:60px;}
.contactmini p{
float:right;
width:200px;
line-height:14px;
color:#fff;
font-size:11px;
}
.contactmini input.submitbutton{
width:138px;
height:34px;
font-size:0px;
float:right;
clear:right;
color:#fff;
border:0;
background:url(../images/contactus.gif) 0 0 no-repeat;
cursor:pointer;
}

.contactmini a{
 color:#fff;
 text-decoration:underline;
}

.contactmini a:hover{text-decoration: none;}
/****************************** content containers ******************************/
.columns{
clear:both;
width:976px;
background:#fff;
padding:8px 4px;
}
/****************************** left column ******************************/
#left{
clear:both;
float:left;
width:239px;
text-align:left;
font-size:12px;
min-height:200px;
}

#left h3, #left h2, #rightcol h3, #rightcol h2{
clear:both;
color:#f8de3b;
font-size:14px;
text-align:left;
padding:8px 0 13px 47px;
background: url(../images/sideheader.gif) 0 0 no-repeat;
}

#left h4, #rightcol h4{
font-size:12px;
color:#1a324a;
line-height:16px;
border-bottom:1px solid #ccc;
padding:6px 0px 4px 0px;
margin:0 8px 0 20px;
}

#left h4 a, #rightcol h4 a{
color:#1a324a;
text-decoration:none;
}

#left p, #rightcol p{
background:url(../images/bullet.gif) 0 12px no-repeat;
border-bottom:1px solid #ccc;
padding: 8px 0px 8px 20px;
margin:0 8px 0 17px;
}

#left ul, #rightcol ul{
list-style-type:none;
margin:0 8px 0 17px;
}

#left li, #rightcol li{
border-bottom:1px solid #ccc;
padding: 8px 0px 8px 20px;
margin-bottom:4px;
line-height:16px;
background:url(../images/bullet.gif) 0 9px no-repeat;
}

#left li a, #left p a, #rightcol li a, #rightcol p a{
text-decoration:none;
color:#2b5079;
}
#left li a:hover, #left p a:hover, #rightcol h4 a:hover, #left h4 a:hover, #rightcol li a:hover, #rightcol p a:hover{text-decoration:underline;}

#left .newsdate{
color:#4d729b;
display:block;
}
#rightcol p.more, #left p.more, #copy p.top, #copy p.more{
color:#fff;
text-align:right;
border:0;
background:none;
font-size:12px;
text-transform:capitalize;
margin:6px 0 0 0;
padding:4px 10px 10px 0px;
}
#copy p.top, #copy p.more{border-top:1px solid #ccc;}
#rightcol p.more a, #left p.more a, #copy p.top a, #copy p.more a{
color:#f90;
text-decoration:none;
}
#rightcol p.more a:hover, #left p.more a:hover, #copy p.top a:hover, #copy p.more a:hover{text-decoration:underline;}

/****************************** center column ******************************/
#copy{
line-height:20px;
float:left;
width:480px;
padding:0px 0 20px 0;
margin-left:16px;
text-align:left;
}

/****************************** contactform center column ******************************/
.bodyform{
padding:0 0 20px 0;
width:480px;
background:url(../images/formbg.gif) 0 0 no-repeat;
}

#copy .bodyform p{
line-height:15px;
font-size:11px;
padding-top:20px;
}
#copy p.mininote{
margin:0;
padding: 0  10px 0 30px;
font-size:10px;
}

#copy .bodyform h3{
padding:11px 0 10px 45px;
}

#copy .bodyform form{
padding:10px 20px 0px 30px;
float:left;
}

#copy .bodyform input, #copy .bodyform textarea{
border:1px solid #7f7f7f;
width:210px;
font-size:12px;
font-family:Arial, Helvetica, sans-serif;
}

#copy .bodyform input.submitbutton{
background:url(../images/button_striped.gif) 0 0 repeat-x;
color:#fff;
padding:4px 0;
width:218px;
}

#copy .pagedescription{clear:both;}

#copy .emaillink{
display:block;
padding:0;
position:relative;
border:0;
color:#2b5079;
font-size:12px;
background:url(../images/bullet.gif) 0 7px no-repeat;
padding-left:8px;
}

#copy .emaillink:hover{text-decoration:underline;}

#copy table{
margin-bottom:15px;
text-align:left;
}

#reports #copy table input{width:400px;}

#reports #copy table td{
width:10%;
text-align:left;
}

.floatleft, .photo, #Directions #copy p img, .bookphoto, #reports #copy p img, #copy p img{
float:left;
margin:0px 25px 16px 0px;
}

#copy h1, #copy h2{
color: #1a324a;
font-weight:normal;
border-bottom:1px solid #ccc;
font-size:16px;
padding:10px 10px 6px 0px;
text-align:left;
line-height:20px;
}

#copy h2{
margin:10px 0 0 0;
}

#copy h2 a{
color: #1a324a;
text-decoration:none;
}

#copy h2 a:hover, #copy h4 a, #copy h3 a:hover, #copy h4 a:hover{color: #d58403;}

#copy h3, #copy h3 a{
color:#2d5884;
text-decoration:none;
font-size:15px;
text-align:left;
margin-top:10px;
}

#copy h4{
color: #2d5884;
font-size:14px;
margin: 10px 0px 0px 0;
text-align:left;
}

p.dotted_divider{
border-bottom:1px solid #ccc;
margin-bottom:10px;
}

#copy ul.bborder li{
border-bottom:1px solid #ccc;
margin-bottom:5px;
margin-top:5px;
}

#copy p, #copy blockquote {
padding:5px 0px 5px 0px;
}

#copy ul {
list-style-type: none;
margin:5px 0px 0 0px;
}

#copy li{
padding: 3px 5px 4px 14px;
text-align:left;
background:url(../images/bullet.gif) 0 10px no-repeat;
}

#copy ul ul{
margin:0px 0 6px 14px;
}

#copy ul ul li{
padding:0px 5px 0px 10px;
background:url(../images/bullet2.gif) 0 7px no-repeat;
margin:0;
}

#copy ol li{
background:none;
padding: 2px 5px 2px 0px;
}

#copy ol{
margin-left:25px;
}

#copy p.info{
font-size:12px;
font-style:italic;
line-height:15px;
width:320px;
}

input, textarea, select{
border:1px solid #ccc;
-moz-border-radius: 5px;
-webkit-border-radius: 5px;
background:#f0f0f0;
margin-bottom:5px;
padding:3px;
}

input.check{
border:0;
background:none;
}

#copy #contactform td {padding:2px 0px;}

#sitemap #copy li a, #caseresults #copy li a{
text-decoration: none;
color:#242b3a;
font-size:12px;
}

#sitemap #copy li a:hover, #caseresults #copy li a:hover{
text-decoration: underline;
}

#members #copy div{margin-bottom:25px;}

#copy .cmpadd{
font-size:12px;
line-height:13px;
}

#copy #cmp_container, #copy .testimonial{
border:1px solid #f0f0f0;
background:#faf8f8;
padding:5px 8px;
margin:10px 0;
}

#copy h2.disclaimer{
text-transform:uppercase;
font-size:14px;
line-height:16px;
}

#copy .testimonial h2{
font-size:18px;
font-weight:bold;
padding:10px 0 8px 0;
margin:0;
background:none;
text-align:left;
line-height:18px;
}
.testimonial{margin:0 0 10px 0;}
hr{
background:#fff;
border:0;
color:#fff;
height:1px;
}

.contactheader{clear:both;}

/****************************** Video Library Fixes ******************************/
#videos #copy .videopagelist img{
	margin-right:15px;	
	border-radius:5px;
	-moz-border-radius:5px;
	-webkit-border-radius:5px;
}

#videos #copy .videopagelist{
	margin-top:30px;	
}

/****************************** right column ******************************/
#rightcol{
width:239px;
font-size:12px;
text-align:left;
float:right;
}

/****************************** search ******************************/
.searchbox{
margin:6px 0 16px 10px;
font-weight:bold;
color:#1a324a;
}

#rightcol .searchbox input{
margin:6px 0 5px 0 !important; 
padding:4px 5px !important; 
background:#f0f0f0 !important;
border:1px solid #ccc !important;
width:217px;
}

#rightcol .searchbox input[type="submit"]{
width:64px;
height:21px !important;
padding:0 !important;
border:0 !important;
color:#3c5d80;
position:relative;
background:url(../images/search_btn.gif) 0 0 no-repeat !important;
cursor:pointer;
font-size:0px;
margin:0 0 0 160px !important;
}
.socialmedia{
padding:20px 0 0 0;
text-align:center;
}

.socialmedia img{
border:1px solid #f8de3c;
padding:3px;
margin:0 0 9px 0;
}
/****************************** righthand side - miniform ******************************/
#rightcol #minicontact{
padding:4px 0px 10px 30px;
text-align:left;
margin:0px 0 0px 0;
line-height:14px;
}

#rightcol #minicontact img{margin-bottom:5px;}
#rightcol #minicontact p{border:0; padding:0 0 5px 0;}

#rightcol form input, #rightcol form textarea.textarea{ width:190px; }

#rightcol form input.submitbutton, #copy input.btn, #copy input[type="submit"], #rightcol input[type="submit"]{
background:#e6cc2c;
color:#000;
border:0;
padding:4px 10px;
cursor:pointer;
text-align:center;
font-weight:bold;
font-size:13px;
}

#rightcol p.contactinfo{
padding:10px 0 10px 0;
margin:0 10px;
background:none;
text-align:center;
border:0;
}

/****************************** footer ******************************/
#footernav{
background:url(../images/footer_bg.gif) 0 0 repeat-x;
text-align:center;
padding:13px 0 6px 0;
}

#footernav li{
display:inline;
}

#footernav li.last a{
background:none;
}

#footernav li a{
text-decoration:none;
color:#fff;
font-size:12px;
padding:0px 10px;
}

#footernav a:hover{
text-decoration:underline;
}

.copyright{
color:#555;
padding:20px 0 0px 0;
text-align:center;
font-size:11px;
}

.copyright a{
color:#f90;
text-decoration:none;
}

.copyright a:hover{
text-decoration:underline;
}