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Jeff's Blog

Library

Fair Debt Collection Practices Act for Pennsylvania Consumers

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Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...

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Fair Credit Reporting Act for Consumers Rights

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Government Student Loan Rehabilitation

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General

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Document Library

On the page below you can find links to documents, reports, publications and discussions provided by Jeffrey L. Suher, PC.

The documents below are available to the public so that they can gain a better understanding of the legal challenges facing them, and why an experienced attorney is so important for success.

Fair Debt Collection Practices Act for Pennsylvania Consumers

The GAO's Report on Reforming the FDCPA [PDF]
This is the GAO's report suggesting Congress to make changes to the FDCPA. See how this will help protect consumers even more.
The GAO is requesting changes within the FDCPA, these changes are going to Congress. See how these changes will help protect consumers even more!
The GAO is requesting changes within the FDCPA, these changes are going to Congress. See how these changes will help protect consumers even more!
Debt Collection Violations Guide for Pennsylvania Consumers [PDF]
Pittsburgh Attorney, Jeff Suher creates this debt collection violations guide for Pennsylvania consumers. This guide lists the most commonly used debt collection tactics and violations.
FDCPA violations for contacting third parties
Contact Pittsburgh Attorney Jeff Suher if you feel your rights have been violated by a debt collector for contacting third parties.
Pennsylvania Consumers, Be aware of debt collectors that contact you about a debt you don't owe.
If a debt collector contacts you about a debt that you are not sure you owe, please be very cautious here is why:
Debt Collector Accuses Pittsburgh Consumer of Committing a Crime and Threatens Jail Time
A debt collector harasses a Pittsburgh consumer into writing a bad check just to turn around and use it to threaten fines and jail time if consumer cannot pay the debt collector money.
Debt Collector Harasses Pittsburgh Consumer and Threatens Physical Harm
Debt collector harasses Pittsburgh consumer by contacting her neighbor and family, and threatens her with physical harm.
RipOff Reports Article: National Enterprise Systems Intimidation at work
RipOff Reports about National Enterprise Systems, a debt collection company's harassing ways.
RipOff Report Articles: National Action Financial Services, Inc. (NAFS)
View RipOff Reports with numerous Fair Debt Collection Practices Act violations against Debt Collection Company, National Action Financial Services
FTC Annual Report Summary of Debt Collection Violations [PDF]
Look at some of the complaints documented by the FTC about debt collection violations. These violations include harassing telephone calls, debt collectors contacting third parties and more....
Consumer Advocate Bud HIbbs' Worst Debt Collector List
Bud Hibbs, an expert in debt collectors, shares his list of the Worse Debt Collectors.
The Six Taboos of Debt Collectors!
10 THINGS DEBT COLLECTORS DO NOT WANT YOU TO KNOW!!
Top things collection companies don't want you to know.

Do you Know What's on Your Credit Report? How to obtain a free report and file disputes...

Fair Credit Report Act - Workshop to Help Pennsylvania Consumers Understand and Dispute Information on Their Credit Reports! [PDF]
Jeff Suher, Pittsburgh consumer attorney, to host a workshop held by Single Step Strategies. Come learn about the information on your credit report, learn how to file disputes with the credit agencies and your rights under the Fair Credit Reporting Act.
Facts for Pittsburgh Consumers About Your Credit Report
Information from Pittsburgh Attorney Jeff Suher about credit reports. What to do if your credit report contains wrong information, how to file disputes with each credit agency and where to obtain your free credit report.

Fair Credit Reporting Act for Consumers Rights

According to the Fair Credit Reporting Act (FCRA) there is a time limit that a negative entry can remain on your credit history.
According to the Fair Credit Reporting Act (FCRA) there is a time limit that a negative entry can remain on your credit history. Contact Pittsburgh Attorney, Jeff Suher to dispute negative entries that don't fall off.
Debt Reduction Defendant Settles FTC Charges
According to a complaint filed by the FTC in March 2007, Debt-Set, Resolve Credit Counseling, Inc., and their principals sold debt reduction services through Web sites and television and radio advertisements with claims such as “Reduce Debt Now” and “Eliminate Harassing Calls.” When consumers called a toll-free number, the complaint alleged, they were encouraged to enroll in a “debt consolidation program” if their unsecured consumer debt was up to one month overdue, or a “debt settlement program” if overdue longer.
5 Ways to DESTROY your credit score
Your credit score, or your FICO score, ranges from the worst possible score of a 300 to a perfect 850, and is determined by such factors as paying your bills on-time, the amount of money you owe as well as the length of your credit history, according to the company Fair Isaac, which runs the scoring system.

But even if you are one of those individuals who is diligent about maintaining your good credit standing, it is still possible that with a few simple missteps you could send your credit score into a tailspin faster than you can say delinquency.

So while closing out those credit card accounts you don't use or rolling over all your outstanding debt to one card may seem like sensible moves, you might actually be killing your credit rating.
How Does the Fair Credit Reporting Act Affect You and Your Credit Score?
The Fair Credit Reporting Act was established to protect Pittsburgh consumer rights. Knowing these rights can be a huge asset if you ever find yourself in deep water financially.

If you have credit then you have a right to know what your credit report says. This is enforced by the terms of the Fair Credit Reporting Act (FCRA). This act guarantees you certain rights that were not enforced so strictly previously.

Government Student Loan Rehabilitation

Wouldn't it be awesome if the government bailed out Americans' student loan debts?
An attorney wants to present a petition to Congress in favor of wiping away everyone's government student loan debt. This could produce a great financial stimulus on today's economy.
5 Common Roadblocks and Solutions when Dealing with repayment under the Student Loan Rehabilitation Program
Pittsburgh Attorney Jeff Suher put together common roadblocks one might encounter when trying to get their government student loans out of default by the rehabilitation program, some of which may be against the law. Please contact Jeff so he can help!
Pennsylvania consumer guide for student loan rehabilitation after loans are in default
Pittsburgh Attorney Jeff Suher posts this guide for consumers to use if they choose the option of Rehabilitation for their defaulted student loans. The Rehabilitation Program is an option one can choose for help in repayment of government student loans.

General

Attorney Jeff Suher's sums up the meaning of the FCRA and how the FDCPA work together in a brief article. [PDF]
Pennsylvania attorney Jeff Suher is an expert in the fields of Fair Credit Reporting Act and the Fair Debt Collection Practices Act.....Jeff is speaking at CLEs to educate other attorneys in his areas and wrote this short summary of his areas of law.
Complaint against the National Arbitration Form [PDF]
Will this complaint be the beginning of the end of those nasty, hidden Arbitration clauses found in your credit card agreement?! Pittsburgh Consumer Attorney Jeff Suher urges everyone who owns a credit card to read this.
Pennsylvania Operation Short Change
The FTC and other state law enforcement agencies are helping Pennsylvania and other states to crackdown on scammers and con-artists that take advantage of the economic downturn to bilk vulnerable consumers out of their money through a variety of schemes.
Read About New Consumer Protections Under the Credit Card Reform [PDF]
The senate recently voted 90-5 on the new credit card reform. It is now going on to legislation. Here is the Consumer's Union published list of credit card protections if this new law is passed.
Debt Collectors are Creating New Tactics to Scare and Embarass Debtors
Debt Collectors are always creating new scare tactics! One of the newest is for a debt collector to publicize a debtor's debt on social networks such as Facebook, Twitter and MySpace.
Pittsburgh Attorney Jeff Suher in Negotiating Settlements/Payments with Debt Collection Company
Pittsburgh Attorney, Jeff Suher posts tips for consumers who want to negotiate settlements/payments directly with the debt collection company.
Credit Card Collections are Big with Debt Collectors - Let's begin searching for the solution!
How do Americans begin this crazy whirlwind of credit card debt? Let's start focusing on finding a solution.
Pittsburgh Attorney Jeff Suher, sues debt collectors for harassing consumers over large credit card debt.
What will debt collectors do in 2009 given the current economic crisis?
The truth is, nobody truly knows what will happen in the future. All we do know is that during economic hard times, consumers will pay for their necessities first (food, clothing, shelter, utilities) and car payments, credit card payments, student loan payments, will be last on the list.
Fast-Cash Predatory Lending - what you need to know
Pay-day loans are very predatory towards lower income families, and have caused a lot of pain and suffering. Many families have been cornered into using this “fast cash” for other bills, and then find themselves unable to pay the “fast cash” back on time, making things even harder than they first started out with.
Debt Collection Calls from India to the U.S.
In a glass tower on the outskirts of New Delhi, dozens of young Indians are on the telephone, calling to harass America's debt-stricken consumers and asking for cash.

"Are you sure that's all you can afford?" "Well, how do you take care of your everyday expenses?" These are some of the harassing and pressing lines used by debt collectors to squeeze money from Pennsylvania consumers......

Please follow the article link above to read more.
Attend a Free Viewing of the Film MAXED OUT and Win a $250 Gift Certificate
JEFF SUHER TO PRESENT SEMINAR ON “MAXED OUT”
Jeff Suher will be offering a seminar on debt collection abuse which will feature clips from the movie "Maxed Out."
"Rehabilitation:" What Debt Collectors Don't Want You To Know
There is a legal way for you to get your defaulted student loans out of the hands of debt collectors and back to the bank that sold it in the first place.

It's called "Rehabilitation." Haven't heard of it? That's not surprising.
Debt Collection Agencies: Big Money in Bad Debt
One of the most profitable businesses in the country is the buying of bad debts. Pittsburgh Attorney Jeff Suher is offering help to those who have been abused and harassed by collections agencies. Contact our offices for a free consultation today.
One Month With The Credit Card Companies
How many solicitations can you get from credit card companies in one month?

Lets find out.
Games Credit Card Companies Play
Pittsburgh attorney Jeff Suher is currently accepting cases involving those who are suffering undue harassment from debt collectors. Contact our offices for a free legal consultation today.
Prohibited Debt Collection Practices
Jeff Suher is a Pittsburgh attorney dedicated to protecting consumers against the unfair practices of debt collectors and the lenders and creditors that retain them. If the abusive practices of debt collectors are having an adverse impact on your mental health, quality of life, long-term financial decisions or livelihood, Jeff can help you put a stop to it and recover for damages done to you.
Debt Collector Directory
Debt Collector Directory