Jeff's Blog 
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Debt collectors will stop at nothing to get paid
- Woman Files Lawsuit for a Debt Collector posting on MySpace!
- FDCPA violations for contacting neighbors and relatives
- Article from Johnstown PA newspaper
- A Debt Collector Can Ease Your Pain, WHAT??????
News
- Debt Threats - Collectors are holding nothing back
- Pittsburgh Consumers and Consumers all over the world fighting back over debt!
- Consumers winning lawsuits against debt collectors not following the FDCPA.
- An Owner of a Debt Collection Company speaks out about how business is booming!
- Pittsburgh Debt Collection Tips: 7 Great Ways to Deal with Zombie Debts!
- Pittsburgh Consumers be on the look out for debt collectors who try and collect "Phantom Debt"
- IRS to review tax collection by debt collectors - They might get rid of it!!!
- Pittsburgh Women Fight Back Against Bad Debt Collectors
- Even Debt Collectors Have Hit Economic Hard Times
- Attention: Consumers In Pittsburgh - Credit Card Companies are Willing to Deal Over Debt
Library
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Debt Collection Violations Guide for Pennsylvania Consumers
- FDCPA violations for contacting third parties
- Pennsylvania Consumers, Be aware of debt collectors that contact you about a debt you don't owe.
- Debt Collector Accuses Pittsburgh Consumer of Committing a Crime and Threatens Jail Time
- Debt Collector Harasses Pittsburgh Consumer and Threatens Physical Harm
- RipOff Reports Article: National Enterprise Systems Intimidation at work
- RipOff Report Articles: National Action Financial Services, Inc. (NAFS)
- FTC Annual Report Summary of Debt Collection Violations
- Consumer Advocate Bud HIbbs' Worst Debt Collector List
- The Six Taboos of Debt Collectors!
What's New
Maxed Out shows how the modern financial industry really works, explains the true definition of "preferred customer" and tells us why the poor are getting poorer and the rich getting richer. By turns hilarious and profoundly disturbing, Maxed Out paints a picture of a national nightmare which is all too real for most of us!!
Debt Collector Harasses Pittsburgh Consumer and Threatens Physical Harm
A Pittsburgh consumer and her husband owned a vehicle obtained through Household Automotive. The consumer divorced her husband, and he left with the vehicle. At some point he defaulted on the loan and the car was repossessed. The car was then auctioned off, and the alleged balance was sold to a debt collector.
In September of 2006, a debt collector placed a call to the consumer regarding the repossessed vehicle. The debt collector wanted her to pay up on the remaining $5700 balance of the vehicle after it had been sold at auction. She asked the debt collector for validation or documentation proving that the remaining balance was in fact $5700. As any consumer would want if asking to give this much money to a debt collector. Debt collector said NO and actually refused to send any documents. The ever so nice debt collector then offered to give the consumer a break and offered to settle the debt for $4385 (how generous). Consumer wanted to speak to her husband and get back to the debt collector at a later time.
As a couple months were going by, the debt collector phone called consumer’s mother-in-law in order to “obtain information on her whereabouts”, which would be legal for the debt collector to do. However, the debt collector already knew the whereabouts of the consumer, so this call was illegal and unjustifiable. The debt collector’s sole purpose was to humiliate and embarrass the consumer.
The debt collector also contacted consumer’s neighbor. The neighbor walked over to consumer’s home with a telephone number and the debt collector’s name on it. How embarrassing is that!
In the next phone call debt collector made to consumer he alleged that the consumer agreed to settle the debt for $4300. When consumer said that there was no way she agreed to that, the debt collector began yelling at her angrily, “Are you telling me that I’m lying? I’ve talked to you for 12-13 minutes and I already know why your ex-husband left you!” The debt collector went on yelling “I wouldn’t have left you, I would have killed you” “How can you care for your children working part-time, you are an unfit mother, who can’t afford to pay her bills!”
Can you imagine! This debt collector was absolutely crazy. This consumer went through a lot of emotional distress from these continuous harassing phone calls. Imagine, being a mother who is being chastised by this debt collector for working part-time to stay home and care for her 2 toddlers. Having to listen to this debt collector’s foul mouth and going as far as stating he would have killed her.
The debt collector’s abusive threats continued when he said “I’m looking at the title of the car, and unless you plan on moving to Texas or Florida we are going to garnish your wages.” This was yet another false and deceptive attempt to collect a bad debt.
Needless to say, these harassing phone calls lead the consumer to lose sleep and feel anxious and worried, wondering what the debt collector was going to say or do next! This is why sometimes it is better to contact an attorney. It is not only better, but sometimes the only way a consumer can stop the harassing debt collection calls.
Jeffrey L. Suher, PC
4328 Old William Penn Highway
Suite 2J
Monroeville, PA 15146
Phone: (412) 374-9005
Fax: (412) 374-0799
Toll Free: 1-800-YES-JEFF
Videos
Fair Debt Collection Practices Act for Pennsylvania Consumers:
- Debt Collection - The Case of "Mistaken Identity" A debt collector calls you about a debt that you don't owe!
- Pittsburgh Attorney, Jeff Suher helps a consumer fight a debt collector who repeatedly harassed them over an old credit card debt
- A Consumer sues a Debt Collector and Wins, Attorney Jeff Suher in Pittsburgh can help you do the same!
FAQs
Fair Debt Collection Practices Act for Pennsylvania Consumers
- Under the FDCPA, it states that a debt collector cannot disclose a debt to a third party. Who is considered a third party?
- Can I tape record my conversations with the debt collector?
- A debt collector keeps harassing me about a debt I do not owe, what can I do?
- Can a debt collector garnish your wages?
- A debt collector contacted me at 9:30 p.m., can they do this?